Points & Miles Valuation Engine

Stop guessing what your points are worth

Calculate exact cents-per-point (CPM) valuations in real time, compare airline & hotel transfer partners side-by-side, and verify active promo bonuses before booking.

Redemption Parameters Directory ↗

Target Loyalty Program 1.7¢ baseline

Benchmark Calculation Presets

Points / Miles Required Award rate

pts

Cash Equivalent Price Flight fare or hotel cash rate

Award Taxes & Fees

Transfer Bonus Promo Auto-Apply

Calculated Real Value

1.48 ¢ / point

Solid Redemption (0.9x baseline)

Sub-par (< 1.0¢) Baseline (1.2¢–1.8¢) Exceptional (2.0¢+)

Net Cash Saved: $444.40

Program Baseline: 1.7¢ (World of Hyatt)

Bank Points Needed: 30,000 pts

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Live Deal Tracker

Active Transfer Bonuses

Verified daily directly from bank rewards feeds and partner APIs.

View All 14 Promos ↗

+70% PROMO 24 hours

Chase ➔ IHG

Standard ratio: 1:1
Ends: Aug 31, 2026

Calculate +70% Deal ➔

+40% PROMO Instant

Citibank Strata ➔ Turkish Airlines

Standard ratio: 1:1
Ends: Aug 31, 2026

Calculate +40% Deal ➔

+40% PROMO 1-2 days

Citibank Double Cash ➔ Turkish Airlines

Standard ratio: 1:0.7
Ends: Aug 31, 2026

Calculate +40% Deal ➔

+30% PROMO Instant

American Express ➔ Aer Lingus

Standard ratio: 1:1
Ends: Sep 27, 2026

Calculate +30% Deal ➔

Cross-Ecosystem Directory

Master Transfer Partner Matrix

Search and cross-reference transfer ratios and partner connections across all 8 credit card ecosystems.

Loyalty Program	Category	Valuation	Transfer Sources	Action
AE American Express Membership Rewards	Bank Points	2.0¢ / pt	21 partner programs	View Partners ➔
CH Chase Ultimate Rewards	Bank Points	2.0¢ / pt	14 partner programs	View Partners ➔
WF Wells Fargo Go Far Rewards	Bank Points	1.8¢ / pt	11 partner programs	View Partners ➔
CS Citibank Strata ThankYou Points	Bank Points	1.9¢ / pt	20 partner programs	View Partners ➔
CD Citibank Double Cash ThankYou Points	Bank Points	1.0¢ / pt	19 partner programs	View Partners ➔
CO Capital One Rewards	Bank Points	1.9¢ / pt	25 partner programs	View Partners ➔
BI Bilt Rewards	Bank Points	2.2¢ / pt	26 partner programs	View Partners ➔
RO Rove Miles	Bank Points	1.5¢ / pt	15 partner programs	View Partners ➔
AC Accor	Hotel	2.0¢ / pt	Citibank Strata Citibank Double Cash Capital One Bilt Rove	Guide & Math ➔
AA Aegean Airlines	Airline	1.2¢ / pt	Marriott	Guide & Math ➔
AL Aer Lingus	Airline	1.4¢ / pt	American Express Chase Wells Fargo Bilt Marriott	Guide & Math ➔
AE AeroMexico	Airline	0.8¢ / pt	American Express Citibank Strata Citibank Double Cash Capital One Marriott Rove	Guide & Math ➔
AC Air Canada	Airline	1.4¢ / pt	American Express Chase Capital One Bilt Marriott	Guide & Math ➔
AC Air China	Airline	1.0¢ / pt	Direct bookings only	Guide & Math ➔
AF Air France	Airline	1.4¢ / pt	Citibank Strata Citibank Double Cash American Express Chase Wells Fargo Capital One Bilt Marriott Rove	Guide & Math ➔
AI Air India	Airline	1.0¢ / pt	Rove	Guide & Math ➔
AN Air New Zealand	Airline	1.2¢ / pt	Capital One Marriott Accor	Guide & Math ➔
AA Alaska Airlines	Airline	1.6¢ / pt	Bilt Marriott	Guide & Math ➔
AN All Nippon Airways	Airline	1.4¢ / pt	American Express Marriott	Guide & Math ➔
AA American Airlines	Airline	1.4¢ / pt	Citibank Strata Marriott	Guide & Math ➔
AA Asiana Airlines	Airline	1.1¢ / pt	Marriott	Guide & Math ➔
AV Avianca	Airline	1.4¢ / pt	Capital One American Express Wells Fargo Citibank Strata Citibank Double Cash Bilt Marriott	Guide & Math ➔
BA British Airways	Airline	1.4¢ / pt	American Express Chase Wells Fargo Capital One Bilt Marriott	Guide & Math ➔
CP Cathay Pacific	Airline	1.3¢ / pt	American Express Wells Fargo Citibank Strata Citibank Double Cash Capital One Bilt Marriott Rove	Guide & Math ➔
CA China Airlines	Airline	1.1¢ / pt	Marriott	Guide & Math ➔
CS China Southern Airlines	Airline	0.9¢ / pt	Direct bookings only	Guide & Math ➔
CH Choice Hotels	Hotel	0.7¢ / pt	American Express Wells Fargo Citibank Strata Citibank Double Cash Capital One	Guide & Math ➔
CA Copa Airlines	Airline	1.1¢ / pt	Direct bookings only	Guide & Math ➔
DE Delta	Airline	1.2¢ / pt	American Express Marriott	Guide & Math ➔
EM Emirates	Airline	1.2¢ / pt	American Express Citibank Strata Citibank Double Cash Capital One Bilt Marriott	Guide & Math ➔
EA Etihad Airways	Airline	1.2¢ / pt	American Express Citibank Strata Citibank Double Cash Capital One Bilt Marriott Rove	Guide & Math ➔
EA EVA Air	Airline	1.2¢ / pt	Citibank Strata Citibank Double Cash Capital One	Guide & Math ➔
FI Finnair	Airline	1.2¢ / pt	Capital One Rove	Guide & Math ➔
FA Frontier Airlines	Airline	1.3¢ / pt	Direct bookings only	Guide & Math ➔
HA Hainan Airlines	Airline	0.9¢ / pt	Rove	Guide & Math ➔
HA Hawaiian Airlines	Airline	1.4¢ / pt	American Express Bilt Marriott	Guide & Math ➔
HI Hilton	Hotel	0.4¢ / pt	American Express Bilt	Guide & Math ➔
HY Hyatt	Hotel	1.6¢ / pt	Chase Bilt	Guide & Math ➔
IB Iberia	Airline	1.4¢ / pt	American Express Chase Wells Fargo Bilt Marriott	Guide & Math ➔
IH IHG	Hotel	0.6¢ / pt	Chase Bilt	Guide & Math ➔
IN InterMiles	Loyalty	1.3¢ / pt	Direct bookings only	Guide & Math ➔
JA Japan Airlines	Airline	1.3¢ / pt	Capital One Bilt Marriott Rove	Guide & Math ➔
JE JetBlue	Airline	1.4¢ / pt	Citibank Strata Citibank Double Cash American Express Chase Wells Fargo Capital One	Guide & Math ➔
KL KLM	Airline	1.3¢ / pt	Capital One	Guide & Math ➔
LA LATAM Airlines	Airline	1.2¢ / pt	Bilt	Guide & Math ➔
LU Lufthansa	Airline	1.2¢ / pt	Rove	Guide & Math ➔
MA Marriott	Hotel	0.8¢ / pt	American Express Chase Bilt	Guide & Math ➔
PA Porter Airlines	Airline	1.1¢ / pt	Direct bookings only	Guide & Math ➔
PH Preferred Hotels and Resorts	Hotel	0.8¢ / pt	Citibank Strata Citibank Double Cash Capital One	Guide & Math ➔
QA Qantas	Airline	1.3¢ / pt	American Express Citibank Strata Citibank Double Cash Capital One Marriott	Guide & Math ➔
QA Qatar Airways	Airline	1.3¢ / pt	American Express Citibank Strata Citibank Double Cash Capital One Bilt Marriott Rove	Guide & Math ➔
SA SAS	Airline	1.2¢ / pt	Rove	Guide & Math ➔
SA Saudia	Airline	1.0¢ / pt	Direct bookings only	Guide & Math ➔
SC Shangri-La Circle	Hotel	0.8¢ / pt	Singapore Airlines	Guide & Math ➔
SA Singapore Airlines	Airline	1.3¢ / pt	American Express Chase Citibank Strata Citibank Double Cash Capital One Marriott Shangri-La Circle	Guide & Math ➔
SO Southwest	Airline	1.3¢ / pt	Chase Bilt Marriott	Guide & Math ➔
TA TAP Air Portugal	Airline	1.1¢ / pt	Capital One Bilt Marriott	Guide & Math ➔
TA Thai Airways	Airline	1.2¢ / pt	Citibank Strata Citibank Double Cash Marriott Rove	Guide & Math ➔
TL The Leading Hotels of the World	Hotel	0.8¢ / pt	Citibank Strata Citibank Double Cash	Guide & Math ➔
TA Turkish Airlines	Airline	1.1¢ / pt	Citibank Strata Citibank Double Cash Capital One Bilt Marriott Rove	Guide & Math ➔
UN United	Airline	1.4¢ / pt	Chase Bilt Marriott Wyndham	Guide & Math ➔
VA Vietnam Airlines	Airline	1.1¢ / pt	Rove	Guide & Math ➔
VA Virgin Atlantic	Airline	1.3¢ / pt	American Express Chase Wells Fargo Citibank Strata Citibank Double Cash Capital One Bilt Marriott	Guide & Math ➔
VA Virgin Australia	Airline	1.4¢ / pt	Marriott	Guide & Math ➔
VR Virgin Red	Loyalty	0.6¢ / pt	Wells Fargo Capital One Bilt	Guide & Math ➔
VU Vueling	Airline	1.0¢ / pt	Direct bookings only	Guide & Math ➔
WY Wyndham	Hotel	0.7¢ / pt	Chase Wells Fargo Citibank Strata Citibank Double Cash Capital One Bilt	Guide & Math ➔

Offline Mobile Companion

Stop doing airline math in your head.

Pointsuno runs completely offline on your iPhone or Android. Compare transfer partners side-by-side, catch limited-time bonus promotions, and verify hotel & flight redemptions in seconds.

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